 |
 |
 |
 |
 |
||||||
            |
SELF-CERT MORTGAGES A Self-Cert mortgage is perfect for people who own their own company or the self-employed. A traditional mortgage will be based on an individual's monthly income but what constitutes as income? Does a proprietor use his monthly drawn salary or the business's monthly gross profit to secure a mortgage? A lender may only count annual retained profit which an accountant will keep low for tax reasons and thus mean that the owner of the company may struggle to obtain a mortgage. A Self-Cert Mortgage is useful where you may not have fully audited accounts or have various sources of income such as investment, second job, pension. The overall cost for comparison is 6.9% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration. |
 |
||||
 |
||||||
 |
 |